Bank of America

Corporate Treasury - Bank Relationships in Latin America

Report date: 
3 Mar 2026

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Topics covered include:

  • Bank relationship strategy in Latin America
  • Balancing global and local banking models
  • Managing credit lines and wallet allocation
  • Bank market exits and entries
  • Service levels, pricing and appetite
  • Tax payments
  • Foreign exchange
  • FX documentation and use of proprietary platforms
  • Financial transaction taxes and tax payment processes
  • Payroll 
  • Brazil’s forthcoming tax reform and operational implications

International Banks discussed in the report include:

Bank of America, BBVA, Bradesco, Citi, Itaú, JPMorgan, Santander, Scotiabank, Deutsche Bank, BNP Paribas & HSBC

Topics covered in this report: 
Bank Relationships, FX, Payments - cross border, Payments - domestic, payroll, tax payments, Cash Management, Cash - deposits, Collections - domestic, Working Capital, Supply Chain Finance, Factoring
Service providers discussed in this report: 
JP Morgan, Bank of America, Santander, Bradesco, Itau, Citi, HSBC, Scotia, BBVA, BNP Paribas, Deutsche Bank, Rabobank, ICBC, Banamex, Banco de Bogotá, Banco de Chile, Banco de Brasil, Banco Galicia, Banco Pichincha, Banco Atlantida, Banco Nacional de Panama, First Bank (Peru)

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Corporate Treasury & FX in Brazil

Report date: 
5 Nov 2025

The full report covers current practices in relation to the list below. To read our commentary (analysis and key findings)  please Log In or Register

  • Changes to IOF tax and its impact on FX, loans, and domestic cash structures
  • FX transaction practices 
  • Cross-border funding and capital structure considerations
  • Potential introduction of dividend withholding tax
  • Viability of including Brazil in a notional pooling structure under new rules
  • Use of boletos and e-boletos for collections
  • Adoption and growth of the Pix payment system
  • FX hedging, interest rates and BRL volatility
  • Use of structured products and offshore hedging
  • Investment of surplus cash
  • Payroll practices 
  • Tax payments
  • Working Capital Finance
  • Bank Relationships: local vs. global banks and service levels
  • Regulatory, tax and operating environment in Brazil

Service providers discussed  in the full report: Bradesco, Itaú, Banco do Brasil, Santander, Citi, JPMorgan, Bank of America, BNP Paribas, Bank Mendes Gans, Deutsche Bank, BBVA, Caixa, FXall and 360T

 

Topics covered in this report: 
FX, Hedging FX, Cash Pooling - domestic, Notional Pooling, Funding, Working Capital, Supply Chain Finance, Factoring, Tax, withholding tax, Dividends, Boletos, PIX, Investments
Service providers discussed in this report: 
360T, FXall, BBVA, Bradesco, Itau, JP Morgan, Santander, Bank of America, BNP Paribas, Banco de Brasil, Citi, Bank Mendes Gans, caixa, Deutsche Bank

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Corporate Treasury: Approaches to Cash Pooling

Report date: 
17 Sep 2025

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Topics covered in this report: 
Cash Pooling - cross border, Cash Pooling - domestic, Zero balance accounts, in-house bank, withholding tax, Tax, Notional Pooling, Virtual accounts, POBO/ROBO, Target Balance Account
Service providers discussed in this report: 
Bank Mendes Gans, BNP Paribas, JP Morgan, Deutsche Bank, HSBC, Citi, Bank of America, MUFG, Standard Chartered, Commerzbank, PNC, Bank of Montreal

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Banking & Cash Management Challenges in South East Asia

Report date: 
10 Jul 2025

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Topics covered in this report: 
ASEAN, Bank Relationships, Cash Pooling - cross border, Cash Pooling - domestic, Trapped cash, KYC, Cash Repatriation, FX, Regional Treasury Centre, Regulatory relationships
Service providers discussed in this report: 
JP Morgan, DBS, Standard Chartered, Deutsche Bank, Citi, HSBC, Bank Ayudhya (MUFG), MUFG, Mizuho, Bank of America, Bank of PhilippineIslands, Bank Negara Malaysia, Bangkok Bank, Kyriba, Starfish Digital

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Banking & Cash Management in Saudi Arabia and the United Arab Emirates

Report date: 
18 Jun 2025

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Topics covered in this report: 
Bank Accounts, Bank Relationships, Cash - deposits, Cash Pooling - cross border, Cash Pooling - domestic, Cash Repatriation, Local ownership
Service providers discussed in this report: 
JP Morgan, BNP Paribas, HSBC, Standard Chartered, Bank of America

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Bank Relationships & Cash Management in China

Report date: 
7 May 2025

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Topics covered in this report: 
Cash Pooling - cross border, Cash Pooling - domestic, Bank Relationships, Bankers Acceptance Drafts, Money Market Funds, Investments
Service providers discussed in this report: 
Bank of America, Bank of China, Agricultural Bank of China, Bank of Ningbo, Citi, JP Morgan, Standard Chartered, HSBC, DBS, China Merchant Bank, ICBC, Union Pay, WeChat Pay, Alipay

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Approaches to Investing short-term cash in Corporate Treasury

Report date: 
22 Apr 2025

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Topics covered in this report: 
Money Market Funds, Investing, Risk - counterparty, Bank Accounts
Service providers discussed in this report: 
Westpac, Bloomberg, JP Morgan, Bank Mendes Gans, spotfire, Blackrock, Cachematrix, FIS, 360T, Santander, Itau, Citi, Bank of America, Deutsche Bank, Credit Suisse, Pictet Asset Management

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Managing Corporate Treasury with Spreadsheets

Report date: 
13 Mar 2025

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Topics covered in this report: 
Technology
Service providers discussed in this report: 
360T, Finastra, Kyriba, GTreasury, Bank of America, HSBC, CashAnalytics, ChatGPT, Python, Box, SharePoint, PowerBI, Excel, Trovata, HighRadius

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Corporate Treasury & FX in Colombia, Chile & Peru

Report date: 
4 Mar 2025

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CXC reports are based on confidential peer discussions between senior corporate treasurers sharing their solutions to complex treasury challenges.

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Topics covered in this report: 
Tax, Bank Relationships, Working Capital, Factoring, Payments - domestic, Payments - cross border, Payments-digital, payroll, Cash Repatriation, Hedging FX
Service providers discussed in this report: 
Banco Davivienda, Banco de Chile, Banco de Bogotá, Banco de Credito del Peru, Bank of America, JP Morgan, BBVA, Santander, Citi, Yappy

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